Saturday, December 11, 2010

Taking the Sting and Mystery Out of Wills, Etc.

We all procrastinate as a matter of course due to one reason or another. When it comes to estate planning, doing nothing brings unnecessary agony on those we leave behind – often suddenly. In fact, doing nothing to protect them is next to criminal. When you love someone, you want to take care of that person or family. This message applies to both husband and spouse, as you work together as a team to protect what you work for – and do not want the one left behind to lose everything. You may know, you may have heard, the State will step in and help themselves to what you have, whether little or not so little, and make it tough on the one who must deal with them. They care little to nothing about you. All they are interest in is getting what they do not deserve, even if it is the law. Without proper documents, as a Will for example, everything is “frozen in place and untouchable until the Courts handle your estate through Probate. That could be some months before either of you left behind can touch. In either case, you need to step up to the plate and act to protect each other. It was by the grace of God that my spouse passed to her reward before me. I couldn’t believe the mess she would have had to face had I passed on before her. Any money she would have had to take care of things she would have paid out to lawyers (on the advice of the Bank) and would have needlessly lost a great deal of money. Had I not had some real experience about personal affairs beforehand, it would have been difficult even for me. While in the throes of grief, your mind does not act as when you are with the one you love. You change with this crises and never return to where or what you were before grief grabbed hold of you. Now, I am speaking from dire personal experience. Important things that needed to be attended to came in spurts, my mind kept getting weak signals of thing that needed to be taken care of. The first thing I noticed when paying bills was the joint names on the check I was making out. My visit to the Bank was to change “our” account to “my” account. (Not so easy to do without a death certificate, I learned.) Then other matters begin to come in play. One thing leads to another is how it works. You do not want to go through these important matters in an emergency setting, it’s best to do them together, the way you both decide you want things done when (not if), when something happens to change your marital situation. It makes no difference what you need to do to get your affairs the way you want them. The link below will get all of what you want done at the least expense. I can tell you what I did to forego the huge expense of a lawyer and facing the annual payment for a lawyer to handle your affairs. You can do as I did. After listening about this organization on the radio over a hundred times, it finally hit me (so to speak) what they were saying. It hit me because I needed their help. It’s like wanting to buy a silver colored car because you do not see many silver colored cars. After you have it, it seems all cars are silver in color. (Strange, but things do work out that way.) After contacting them via computer and, if necessary to speak with someone, via toll-free, what would have cost me around two-thousand dollars plus annual fees to maintain my estate (which is ridiculous by any well to do standards), ended up around $500. This was not only for a Will (which would not cost half as much), but included a Trust, a Last Will and Testimony, and a Health Directive that tells everyone how I want to be taken care of by Health and Medical people, and Instructions on how I want to be taken care of regarding burial. (There are names for these paper instruments; it just escapes me now.) Whatever you need should be done for way less than your local lawyer would charge you. Another thing, their assistance in preparing these documents is for each State. So it makes little difference where you live. I have been telling people about this service ever since I used them. You see, when I find something good, with equally good service, I have always (I truly mean always) shared it with others as far and as wide as I possibly could. Trust me, that’s quite a territory as I am from New England and live in the southwest, and have travelled most of our lower 48 contenental states. People know me as “Paperboy” since the 1930s. So when I say I share, I share. It is so rare nowadays to receive good service; this is one service everyone needs, and except for the link I provide below, everyone is at the mercy of overpaid lawyers. Recently something occurred to make me think about sharing this information with you in my blogs. It dawned on me that I ought not to fail to share this because everyone will save. I may not remember to do this again. (You can prove that you will save to yourself after you download the information. Compare it with a local attorney. You do not need to see a local attorney face to face; just review the Yellow Pages of your telephone book and see what they say they charge for, say, a simple Will. Do it if only to satisfy yourself.) If you can sit down and answer questions asked of you on a computer that deal with important family matters (even an individual with assets has a need), this is your discovery. Just do as I did and go to: http://legalzoom.tellapal.com/a/clk/qZK0L (You may need copy and paste to your URL address line to activate it.) It couldn’t be easier. Just take your time, no one is waiting in line for you to finish anything. Read carefully, it’s not entirely technical. It applies as you want it to apply. Choose what you want. There’s no commitment until you say there is. Keep in mind the tremendous savings while at the same time you are taking care of things you may have been procrastinating about for a long time; as you knew you should not have put things like this off from getting it done. I repeat, take your time; no need to rush. This is important to you and those that love you and you love. Nothing could or should be more important. Ask yourself, if you don’t take care of these things, who will? Thanks for visiting. – Bob Merry Christmas

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